Retirement & Savings Benefits

EICC employees are eligible for the following retirement and savings benefits:

  • 401(a) or 403(a) Retirement Plans begin immediately
  • You contribute 6.29% and EICC contributes 9.44%. Contributions are pre-tax and new employees must choose between the 401(a) (IPERS) or the 403(a) (TIAA) options.


IPERS is an Iowa State administered pension plan.  Your contribution is vested from day one, but EICC contributions are vested after 7 years. See IPERS Membership booklet for full details. 

TIAA is an option for employees to elect investments from a menu of choices.  See TIAA membership booklet for full details.

Optional plans begin immediately upon enrollment.

  • 403(b) Plan: Supplemental retirement savings through RIC (Iowa Retirement Investors' Club).  
  • 457(b) Plan: Supplemental retirement savings through TIAA-CREF.