FA 101

Education is about more than holding a degree. It is about holding the skills that lead you into a great career. The best part about EICC? Our tuition allows you to focus on your education, not five-figure loans. Unlock new career opportunities and earn higher wages, and if financial aid is needed, there’s a range of options to help you pay for your education.

Start by filling out the Free Application for Federal Student Aid (FASFA)

  Enrolled for more than six credits?

Learn about low-interest options through the Federal Direct Loan program.

  Time is of the essence.

Note these key deadlines.

  Financial Aid policies?

Here’s our official policies.

  Special & Unusual Circumstances

Learn more about special circumstances

  More money for college

Apply for these scholarships.

  How do I do ...

Use these Financial Aid tutorials.

All About Financial Aid

  • The FAFSA must be filed every year.
  • Financial aid is awarded based on full-time enrollment (12 or more credits per semester) and will be prorated if your enrollment is less.
  • You must enroll in an eligible degree, diploma, or certificate program at least 16 credit hours in length for Pell Grants. Programs at least 16 credits, but less than 24 credits, are eligible for pro-rated Direct Loan funding.
  • Pell Grants can only be received for an equivalent of 12 full-time semesters.
  • Financial Aid does not cover audited classes, test outs, life experience, classes repeated more than twice, or continuing education classes.
  • Guest Students are not eligible for financial aid.
  • Notify your campus Financial Aid Office if you are attending another institution at the same time you are attending Eastern Iowa Community Colleges (EICC). You can only receive financial aid from one college during a semester.
  • If you have a prior degree from EICC or a bachelor’s degree, you may not be eligible for financial aid.
  • Your enrollment status for financial aid is based on the courses you are enrolled in on a certain date called the census date. This date will be about two weeks after the beginning of the semester.  
    • If you do not enroll in any classes until after the census date has passed, you should enroll in all of your classes on the same day. Your enrollment status will be based only on the courses you register for on that day.

  • To retain eligibility for financial aid, you must maintain satisfactory academic progress. It is your responsibility to read and understand the EICC Satisfactory Academic Progress Policy found at eicc.edu/sappolicy.
  • You must attend your classes. You will not receive financial aid for a class until you have established attendance.
  • If you completely withdraw, or cease to attend classes, your financial aid may be recalculated. You may be required to repay all or part of your financial aid. Refer to the policy at eicc.edu/title-iv
  • The acceptance of Direct Subsidized and Direct Unsubsidized loans allows the Financial Aid Office to reallocate to either loan type if your eligibility or enrollment changes. Direct Subsidized Loans are need-based and eligibility can change for various reasons, such as a scholarship award(s) being added to your account.

Your financial aid offer letter and My Awards page on Financial Aid Self-Service list the financial aid you are being offered for the 2023-2024 school year. Your awards are based on the information you provided on your FAFSA.

  • Decide whether or not to borrow loans for the academic year. You can find more information at eicc.edu/directloan.
  • Accept, reduce, or decline your loan(s) on the My Awards page of Financial Aid Self-Service.
    • Log in to Financial Aid Self-Service.
    • Navigate to the My Awards page by clicking “Review and accept your Financial Aid Award Package.”
    • Scroll down to the “Loans” section and click on “Accept or Decline.”
    • Accept, decline, or reduce your loan amount.
  • If accepting loans, complete Master Promissory Note (MPN) and loan entrance counseling at studentaid.gov.
  • Accept or decline your work-study award. If accepted, the Financial Aid Office will send you an application and more information.
  • Report any other financial assistance to the Financial Aid Office.

If your financial aid is greater than your tuition and fees, you may use the remaining financial aid to purchase your books at the campus bookstore. If you do not have enough financial aid funds left to pay for all of your bookstore charges, you will need to pay the difference using personal funds. You are not required to buy books through the campus bookstore. If you choose to use another retailer, you will need to use personal funds to purchase books.

You may view your available bookstore funds by logging into Self-Service then clicking on Financial Information, eBill – Student Finance, My Bookstore Available Funds.

The earliest date books may be charged against financial aid is two weeks prior to the start of each semester. 

If your financial aid is greater than your tuition, fees, books, and supplies, then you will receive the remaining funds as a financial aid refund. EICC has partnered with BankMobile Disbursements to offer refunds through either direct deposit or mailed paper check. You will receive information about refund options to both your email and mailing addresses.

The earliest date financial aid refunds will be issued is approximately four weeks after the start of the semester.

The following items may affect your refund date: 

  • Establishing attendance: You will not receive your financial aid for a class until you have established attendance. 
  • Late-start or modular classes: If you are registered for late-start or modular classes (any class shorter than the length of the full semester), you will receive financial aid for those classes once they begin and you have attended those classes.
    • For example, you are enrolled in 6 credit hours for a semester – 3 credit hours for a 1st 8-week class and 3 credit hours for a 2nd 8-week class. If you are a Pell Grant recipient, you will receive a ¼ time Pell Grant for the 1st 8-weeks, and, after you establish attendance in your 2nd 8-week class, you will receive another ¼ time Pell grant. These two disbursements equal a ½ time Pell Grant. 
  • One semester loans: If your loan is for one semester only (fall only, spring only, or summer only), your loan will be disbursed to you in two disbursements. You must be reported as attending at least 6 credit hours before you receive your second loan disbursement.

Financial aid is limited during the summer semester. You must be making satisfactory academic progress and meet all other financial aid requirements to receive summer aid. If you have already graduated, will graduate in May, or are a Guest Student for summer, you are not eligible to receive summer financial aid at EICC.

Student loans are available during the summer semester if you are enrolled in at least 6 credit hours, and you have not borrowed the annual loan maximum for the academic year. Please visit eicc.edu/directloan for maximum loan amounts. Summer loans are always processed separately from fall and spring loans. If you choose to borrow during the summer, you should Request a New Loan in Financial Aid Self-

Some awards have minimum enrollment requirements:

  • Students who received 100% of Pell Grant for the Fall 2023 and Spring 2024 semesters, must be enrolled in at least 6 credit hours for Summer 2024 to receive additional Pell grant funds. Please visit eicc.edu/yrpell for examples.
    • You will not be required to enroll in 6 hours during the Summer 2025 semester and beyond
  • Iowa Kibbie Grant and Gear-Up Scholarship recipients must be enrolled in at least 3 credits hours.
  • Last-Dollar Scholarship recipients, who have maintained eligibility, must be enrolled in at least 6 credit hours for summer.

Don't see what you need?

Contact the financial aid office at the campus you are attending.

Clinton Community College

Financial Aid Office - Room 174
Clinton Community College
1000 Lincoln Blvd., Clinton, Iowa 52732


FAX: 563-244-7117

Muscatine Community College

Financial Aid Office - Student Center Rooms 105 & 106
Muscatine Community College
152 Colorado St., Muscatine, IA 52761


FAX: 563-288-6104

Scott Community College

Financial Aid Office - Room 2204
Scott Community College
500 Belmont Road, Bettendorf, IA 52722


FAX: 563-441-4044