Welcome to the online Direct Loan application website. The information that follows will guide you through the steps necessary to borrow a student loan at Eastern Iowa Community Colleges. In addition, you will be given valuable information about the Direct loan programs.

Attention Students! 

  • You must have completed a Free Application for Federal Student Aid (FAFSA) and also have received a Financial Aid Award letter indicating your eligibility for Stafford loans before completing the loan application process.

  • All student loans will be disbursed in two installments. If your loan period is for both the Fall and Spring semesters, your second disbursement will not be disbursed until the Spring term. If your loan period is only for one semester, your second disbursement will be made approximately mid-term of that semester.

  • The earliest date student loan refund checks will be mailed is approximately four weeks after the start of the semester. All first-time borrowers have a mandatory 30-day waiting period before they receive their first disbursement. The earliest date student loan refunds will be issued to first-time borrowers is approximately six weeks after the semester begins.

To begin the online student loan process, please click the link below:

Online Direct Loan Process